Online Personal Banking

Enroll now to obtain your password. FREE features include...

  1. Account balance information.
  2. Account activity history.
  3. "Deposit Only" feature allows you to transfer funds to any SBSU account that is also internet enabled. This is a great convenience for parents who have children away from home. 7:00 PM cutoff for same business-day processing.
  4. Look up statements
  5. Pay bills online (optional service) More information found here.
  6. Order checks.
  7. Q-Card reminders alert you by e-mail of account balances, birthdays or important dates.
  8. Transfer funds between your SBSU accounts.
  9. Create your own Direct Deposit:
    Transfer funds between SBSU and other financial institutions.
    • Log into Online Banking, click the "Transfer" icon.
    • Click on the "External Accounts" button near the top portion of the screen.
    • Print the form and fill it out. Attach a voided check from your other institution.
    • Mail the completed form and voided check
                Attn: Computer Dept,
                PO Box 340,
                Cedar City, UT 84721-0340
    • Allow 5 days for the external account to appear on the same "Transfer" screen
    • Allow 2 days for the transfer to be completed after initiating.
    • There is a one-time $5 set up fee. Transfers are free of charge.
  10. Pay all of your State Bank Loans online (use the "Transfer" page).
  11. Tap into your Home Equity or Commercial Lines of Credit. Note: These are the only types of loans that allow online withdrawals.
  12. View Checks Online! View the fronts and backs of your checks that have cleared the bank. Print copies from your PC by copying the images into a program such as MS Word and then printing from there.
  13. Download to your favorite financial software such as Mint, Quicken or Quickbooks. We maintain about 60 days of history for download.
    • Quicken® or Quickbooks® Download via Webconnect: Intuit generally supports Webconnect functionality according to the following guidelines:
      • Quicken: Latest release + two prior releases. Quicken 2016 will be supported until the 2018 version becomes generally available.
      • Quickbooks: Latest release + one prior release. For example, Intuit will support Quickbooks 2016 until the 2018 version becomes generally available.
      • Click on History and then Export History.
      • Select Export via Webconnect to Quicken, or
      • Export via Webconnect to Quickbooks.
      • The export process will automatically start. A file will be created that you should save to your computer. After the file is saved, Quicken or Quickbooks should start automatically and take it from there. You may then be presented an option for a one-step update through Quicken or Quickbooks.
      • Learn how to convert to Intuit's Direct Connect.


  • 11:00 AM for ACH Transactions: Allow two business days prior to the effective date for a safe operating margin. Submitting an ACH transaction to us with less than two business days lead-time means that SBSU will not guarantee timely* delivery to the destination account although we will process the file. Delivery may well occur timely, but SBSU does not assure it. ACH transactions include Payroll, ACH Receipts & Payments, Collections, and EFTPS.
  • 7:00 PM Final Cutoff on Business Days: This cutoff time is important if you are using the Internet to transfer money to cover an overdraft or make a loan payment. Online transactions conducted after the cutoff or on a weekend will be processed the next business day.

* Timely is an ACH term that refers to posting to an account (settlement) on the Effective Date


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