Online Business Banking

Access powerful payment and collections technology with the Cash Management tools of our Online Banking System. Click Enroll Now and complete the form using your business name and EIN in place of your name and social security number. So Download to your favorite financial software such as MS Money, Quicken, or Quickbooks. We maintain about 60 days of history for download.

Quicken® or Quickbooks® Download via Webconnect: Intuit generally supports Webconnect functionality according to the following guidelines:

  • Quicken: Latest release + two prior releases. Quicken 2014 will be supported until the 2016 version becomes generally available.
  • Quickbooks: Latest release + one prior release. For example, Intuit will support Quickbooks 2015 until the 2016 version becomes generally available.
  • Click on History and then Export History.
  • Select Export via Webconnect to Quicken, or
  • Export via Webconnect to Quickbooks.
  • The export process will automatically start. A file will be created that you should save to your computer. After the file is saved, Quicken or Quickbooks should start automatically and take it from there. You may then be presented an option for a one-step update through Quicken or Quickbooks.

Send a File: Use this feature to transmit your NACHA formatted ACH entries or text files to State Bank via a secure connection. Generate payroll, ACH payment, or ACH collection files with your own accounting software or favorite spreadsheet, then transmit the file to us through your web browser. It's fast, safe and secure.

Wire Transfers: Some transactions require payment by wire for guaranteed funds. Use this convenient feature to originate all of your wires. 3:00 p.m. cutoff for same business-day processing. Funds cannot be retrieved once sent.

Business/Cash Management Cost
A business typically gets all the features it needs for a low cost. For only $8.00 per user per month a business gets access to Internet Payroll, ACH credit origination (send money electronically), EFTPS (pay Federal taxes) and more. The feature to originate ACH debits is available at an additional cost and is subject to bank approval. Call us at 435-865-2394 to discuss Business/Cash Management Online Banking.


  • 11:00 AM for ACH Transactions: Allow two business days prior to the effective date for a safe operating margin. Submitting an ACH transaction to us with less than two business days lead-time means that SBSU will not guarantee timely* delivery to the destination account although we will process the file. Delivery may well occur timely, but SBSU does not assure it. ACH transactions include Payroll, ACH Receipts & Payments, Collections, and EFTPS.
  • 7:00 PM Final Cutoff on Business Days: This cutoff time is important if you are using the Internet to transfer money to cover an overdraft or make a loan payment. Online transactions conducted after the cutoff or on a weekend will be processed the next business day.

* Timely is an ACH term that refers to posting to an account (settlement) on the Effective Date


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