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Rate Advantage

A program to helps you purchase a home, affordably.
young couple standing in front of a house smiling

Rate Advantage Funds:

If funds are not available, sign up here for notifications for when its available.

*Annual Percentage Rate. The State Bank of Southern Utah Rate Advantage program is in conjunction with the Federal Home Loan Bank of Des Moines (FHLB). Funds for this program are distributed based on a first come, first serve basis. Eligibility for this program requires income restrictions based upon the Federal Housing Finance Agency Area Median Income (AMI).