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Mobile Check Deposit

Deposit your check directly from your mobile device.
Climber in a Canyon

Point. Click. Deposit.

Using Mobile Check Deposit is easy. Select the deposit account, enter the check amount, take a picture of the front/back of the check and submit your deposit.

Download the SBSU Mobile Banking App

 Android Devices |  Apple Devices

Use either desktop login or mobile app to deposit checks. The mobile app uses your phone’s camera to snap a picture of the check. The desktop version requires a .JPEG picture of the check front/back.

Mobile Deposit Instructions:

  • Endorse the check, “[Your Name] Mobile Deposit Only”.
  • Use good lighting.
  • Place the check on a dark background.
  • Capture all four corners of the check.
  • Our software will take the picture for you on most phones.

Mobile Deposit Terms of Use:

  • $7500 Daily Deposit limit. Contact us to request a higher limit.
  • Endorse your check.
  • Store Deposited Checks safely to protect the security of the check’s maker. Destroy the check after 15 days.
  • Do Not Deposit the Check Anywhere Else.
  • Funds Availability: mobile deposits before 4 PM on a business day (M-F excluding holidays) will generally be available for withdrawal the next business day.
  • Beware of Counterfeits – lottery, sweepstakes or checks to fund secret shopping exercises are usually fake.

Mobile Deposit Tips:

  • Endorse the check.
  • Install the SBSU Mobile app on your iOS*® or Android® device.
  • Enroll in mobile banking.
  • Use bright lighting with no shadows on the check.
  • Place the check on a dark background.
  • Capture all four corners of the check surrounded with a little dark background.

Still have problems?

  • Try turning your device.  Sometimes the program thinks the check is upside down.
  • For some Android devices, turn off the HDR feature in your camera settings.
  • Try reducing the resolution (affects some newer high-resolution devices).
  • View deposit history to see what checks you have already deposited.
  • Deposit before 4:00 p.m. to get credit for next business day.

*iPhone®, iPad®, iPod Touch®