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Home Loans

Home Loan Rates

30 Yr Fixed

As Low As

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15 Yr Fixed

As Low As

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FHA

As Low As

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VA

As Low As

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Rates updated Rates are subject to change without notice.

Climber in a Canyon

Mortgage Lending

State Bank of Southern Utah offers a variety of home loan options tailored to meet the needs of first-time buyers, seasoned homeowners, and those looking to refinance. Mortgage products include conventional fixed-rate loans, FHA, and VA loans, each designed to accommodate different financial situations and goals. 

What sets SBSU apart is its commitment to local service and support. Over 99% of the mortgage loans originated by the bank are serviced in-house, meaning you can rely on consistent, personalized assistance throughout the life of your loan. With a strong focus on community and customer care, SBSU ensures that every step of the home loan journey—from pre-qualification to final payment—is handled with expertise and attention to detail.