Put Cash Back in Your Wallet.

Get rewarded for making debit card purchases when you meet monthly qualifications.*

Benefits You’ll Love

• Get 5.00% cash back on debit card purchases.*
  • No category restrictions on purchases.
  • Cash back earned on as much as $200 in purchases monthly.
  • Earn as much as $120 cash back per year, $10 per month.*
• Refunds on ATM withdrawal fees, nationwide (up to $25 monthly).*
• Link to free SBSU Saver to build savings automatically.
• No minimum balance to earn rewards.
• No monthly maintenance fee.
• $20 minimum deposit to open.

Qualifications to Earn Cash Back

Enrollments must be in place and all of the following transactions and activities must post and settle to your SBSU Cash Back Checking account during each Monthly Qualification Cycle:

• At least 12 debit card transactions
• At least 2 direct deposit, ACH payment, or ACH credit transaction
• Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your full rewards the very next cycle that you qualify.

Other Accounts:  SBSU High Interest  |  SBSU Eats  |  SBSU Play  |  Student Account  |  Money Market | Savings Accounts

*Qualification Information: To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your SBSU Cash Back account during each Monthly Qualification Cycle: 1) At least 2 direct deposit, ACH payment, or ACH credit transaction(s), 2) At least 12 debit card purchases, and 3) Be enrolled in and agree to receive e-statements. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. “Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle See Monthly Qualification Cycle dates.

*Reward Information: When SBSU Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 5.00% cash back on up to a total of $200 debit card purchases that post and settle to the account during that cycle period. A maximum of $10 cash back payment may be earned per Monthly Qualification Cycle.

You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your SBSU Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

When qualifications are not met, cash back payments are not made and ATM withdrawal fees are not refunded. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

*Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $20 minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.