Personal Checking Overview

Personal Checking

ACCOUNT FEATURESEMERALD ELITE
INTEREST CHECKINGCLASSIC 55FREE CHECKINGFREE E CHECKING
BIG INTERESTMONEY MARKET
Monthly Service Charge$8 if the balance falls below $1500$8 if the balance falls below $500$0$0$0$0$8 if the balance falls below $2500
Minimum Opening Balance$1500$500$100$100Convert from existing accountConvert from existing account$2500
Earns Interest?When balance exceeds $500----When balance exceeds $500BIG
Interest on qualifying accounts
Details
Yes, tiered rates
When balance exceeds $500
Free Basic Wallet Checks?
(extra charge for duplicate or designer checks)
----------
Image Checks Returned?Upon RequestWith E-StatementsYes, Electronic DeliveryYes, Electronic Delivery
Free 3 X 5 Safe Deposit Box?
(when available)
------------
Internet Bill Pay?Free, but sign up for
E-Statements
anyway
Free with
E-Statements
Free with
E-Statements
Free with
E-Statements
FreeFreeNo, but sign up for
E-Statements anyway
Special Requirements----Age 55 or Older--------

Click to see Current Interest Rates

State Bank also offers Overdraft Protection