Mobile Check Deposit

Point. Click. Deposit.

Using Mobile Check Deposit is easy. Select the deposit account, enter the check amount, take a picture of the front/back of the check and submit your deposit.

Download the SBSU Mobile Banking App

Use either desktop login or mobile app to deposit checks. The mobile app uses your phone’s camera to snap a picture of the check. The desktop version requires a .JPEG picture of the check front/back.

Mobile Deposit Instructions

• Endorse the check, "[Your Name] Mobile Deposit Only".
• Use good lighting.
• Place the check on a dark background.
• Capture all four corners of the check.
• Our software will take the picture for you on most phones.

Mobile Deposit Terms of Use:

• $7500 Daily Deposit limit. Contact us to request a higher limit.
• Endorse your check.
• Store Deposited Checks safely to protect the security of the check's maker. Destroy the check after 15 days.
• Do Not Deposit the Check Anywhere Else.
• Funds Availability: mobile deposits before 4 PM on a business day (M-F excluding holidays) will generally be available for withdrawal the next business day.
• Beware of Counterfeits - lottery, sweepstakes or checks to fund secret shopping exercises are usually fake.

Mobile Deposit Tips:

• Endorse the check.
• Install the SBSU Mobile app on your iOS*® or Android® device.  
• Enroll in mobile banking.
• Use bright lighting with no shadows on the check.
• Place the check on a dark background.
• Capture all four corners of the check surrounded with a little dark background.

• Try turning your device.  Sometimes the program thinks the check is upside down.
• For some Android devices, turn off the HDR feature in your camera settings.
• Try reducing the resolution (affects some newer high-resolution devices).
• View deposit history to see what checks you have already deposited.
• Deposit before 4:00 p.m. to get credit for next business day.

*iPhone®, iPad®, iPod Touch®