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Today's Rates

Conventional
Conf 30 Fixed FNMA
 Rate APR 
 4.125% 4.173% 
Conf 20 Fixed FNMA
 Rate APR 
 3.875% 3.940% 
Conf 15 Fixed FNMA
 Rate APR 
 3.500% 3.583% 
Conf 10 Fixed FNMA
 Rate APR 
 3.375% 3.494% 
Government
USDA 30 Year Fixed FR
 Rate APR 
 3.250% 3.727% 
FHA 30 Fixed Stearns
 Rate APR 
 3.625% 4.374% 
VA 30 Fixed FR
 Rate APR 
 3.250% 3.554% 

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 15 days and the assumed credit score is 740.

At a 3.500% interest rate, the APR for this loan type is 3.628%. The monthly payment schedule would be:

  • 359 payments of $673.57 at an interest rate of 3.500%
  • 1 payment of $672.51 at an interest rate of 3.500%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.