The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $200,000 and an estimated property value of $250,000. The property is located in Cedar City, UT and is within Iron county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.

At a 5.000% interest rate, the APR for this loan type is 5.102%. The monthly payment schedule would be:

  • 359 payments of $1,073.64 at an interest rate of 5.000%
  • 1 payment of $1,074.89 at an interest rate of 5.000%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

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