new home owners on computer

Mortgage Loan Assistance

If you’re struggling to pay your mortgage, there may be programs available that we can help you with. Please contact us immediately—even if you are just beginning to have difficulties with your payments. 

Contact us for mortgage loan assistance at:

Direct Line:  435-586-4116 or
Toll free:   1-800-662-1788 extension 4116

Our hours are 8:00 AM – 5:00 PM Monday – Friday.
Any other time you may leave a message and we will return your call within the next business day.

There are many options for homeowners who are struggling with their mortgage payments.  Below is a list of some options that may be available to you.

An application and approval process will be required for all programs and all programs may not be available to you.

For more information, please

Borrower Response Forms - English

Borrower Response Forms - Spanish

If you decide to mail in the application, please address to:

State Bank of Southern Utah
c/o Kim Eyre
1322 South Interstate Drive
Cedar City, UT 84720

If you wish to e-mail your application, please contact Kim Eyre ( and she will reply with instructions. Do not e-mail your application until you have read the instructions.

(Please note that these assistance programs are available only to primary mortgage loans serviced by State Bank of Southern Utah)