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FHA Loans

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What is a FHA Loan?

The Federal Housing Administration (FHA) is a branch of the Department of Housing & Urban Development (HUD). Their primary responsibility is to administer the government home loan insurance program. This program helps the home buyer qualify with mortgage insurance, which removes some of the risk from lender.

Qualifying for a FHA Loan is attainable as down payment requirements are traditionally lower & criteria is not as strict as other loans.

What are the main advantages of a FHA loan?