Logo VA Loans

VA Loans

What is a VA Loan?

A VA loan is a home loan that is partially guaranteed by Veterans of United State Armed Forces.  It is available to qualified Veterans, and surviving spouses of qualified veterans. The advantages of a VA loan are no down payment required, reduced fees, no mortgage insurance, and more lenient qualifying criteria.  VA loans can be used multiple times and for multiple properties. 

Benefits of a VA Loan

  • No down payment required.
  • No mortgage insurance.
  • Allows closing costs to come from a gift or grant.
  • Provides financing for qualified:
    • Veterans
    • Reservists
    • Active duty personnel
    • Eligible family members
  • Provides a wide range of rate, term, and cost options.