State Bank of Southern Utah Fee Schedule
Cost (Effective 10/1/11)
  2-Signature Confirmation – Bank calls to confirm a check that is presented without required signatures $10  
  Account Closure – If within 6 months of opening and no other account relationship exists with SBSU $25  
  Bill Pay1 – Standard fee unless qualifications are met for free bill pay (see below) $5/mo for 15, then 50¢ each  
  For Free Bill Pay convert to E-statements or get an Emerald Elite checking account No charge  
  Cashier's Checks or Money Orders $2 each  
  Coin Processing Fee $2 per bag  
  Currency Processing Fee $2 per $1K  
  Collection Exchange – SBSU exchanges NSF deposit item for good funds at another bank $25  
  Debit Card Replacement Fee (Standard Mail Delivery) $5  
  Debit Card Replacement Fee (Rush Delivery) up to $75  
  Dormant Account – Per month after inactivity Period (1 Year Checking, 3 Years Savings) $5  
  Excessive Withdrawals – Per item after 6 per month    
      Money Market $10  
      Savings (ATM withdrawals unlimited) $5  
  Foreign Non-Canadian Check Processing2 – Processing foreign check other than Canadian $25 per check  
  Foreign Canadian Check Processing2 –Processing Canadian checks (whether in U.S. funds or Canadian) $1.50 per check  
  Foreign Currency2 – Allow time for delivery $25 per order  
  Foreign Draft2 –Allow time for delivery $10 per draft + $25 handling  
  Foreign Draft Buyback2 $10 per draft  
  Gift Cards3 – Single Load, Value $10 - $1,000 per card    
      1-9 cards $5.00 each  
      10 or more cards $3.50 each  
      25 or more cards with custom name imprint $3.50 each  
  Legal processing – Garnishment / Levy $25 per instance  
  Notary Public    
      Account-holders 5 pages free then $1 each  
      Non-account holders $5 flat fee + $1 per page  
  NSF/Return Check1 $25 each  
  Overdraft /Check Paid Against Insufficient Funds – Consumer accounts limited to fee occurrence of 4 per day for covered checks $25 each  
  Interest rate applied to Overdrawn Accounts – Charged at the end of the monthly cycle 18% per annum  
  Research / Reprints / Miscellaneous    
      Statement Reprint $3 each  
      Check Copy $1 per page  
      Research by bank personnel $30 / hr  
      Fax $2 per page  
      Miscellaneous Copies $1 per page  
  Return Deposit Item Processing $3  
  Return Mail / Bad Address $5  
  Stop payment $25  
  Transfer / Overdraft Prevention – Bank initiated to prevent an overdraft, including SureCash transfers $3  
  Teller or Employee Assisted Transfers    
      Between accounts at SBSU $3  
      Convenience Transfers that involve other insititutions $10  
  Wire Transfers    
      Incoming (except customers on Account Analysis) $0  
      Incoming for Account Analysis customers (soft charge) $2  
      Outgoing Domestic $15  
      Outgoing International with US correspondent & RTN $35  
      Outgoing International with unknown US correspondent $70  
  1. Note for Bill Pay users: A $20 NSF fee may also be charged by CheckFree if a debit to fund a bill pay is returned. Bill Pay users may therefore incur $45 in NSF fees for one bill pay –$25 immediately from SBSU and $20 from CheckFree at month end.
  2. Contact the Assistant to the CFO at 435-865-2312
  3. Contact Card Dept at 435-865-2331 for more information