| Account Closure – If within 6 months of opening and no other account relationship exists with SBSU. |
$25 |
|
Bill Pay3
|
No Charge
|
| Cashier's Checks or Money Orders |
$2 each |
| Coin Processing Fee |
$2 per bag |
| Currency Processing Fee |
$2 per $1K |
| Collection Exchange – SBSU exchanges NSF deposit item for good funds at another bank. |
$25 |
| Dormant Account – Monthly fee after inactivity; 1 year (checking), 3 years (savings). |
$5 |
| Excessive Withdrawals – Per item after 6 per month. |
|
| Money Market - In-person withdrawals unlimited. |
$10 |
| Savings - ATM withdrawals unlimited. |
$5 |
| Foreign Canadian Check Processing1 – Payable in US or Canadian funds. |
$7.50 each |
| Foreign Non-Canadian Check Processing1 – $250 check minimum value. |
$30 per check |
| Foreign Currency1 – Allow time for delivery. |
$25 per order |
| Foreign Draft1 –Allow time for delivery. |
$25 per draft + $25 handling |
| Foreign Currency Buyback1 |
$25 handling |
| Gift Cards2 – Single Load, Value $10 - $1,000 per card. |
|
| 1-9 cards |
$5.00 each |
| 10 or more cards |
$3.50 each |
| 25 or more cards with custom name imprint |
$3.50 each |
| IRA Transfer - Transfer IRA funds to another institution. |
$25 each |
| Late Payment Fees - If full payment not received within 10 days of due date. |
|
| SureCash |
Up to $15 |
| Home Equity and Installment Loans - $15 or 5% of payment, whichever is greater. |
$15 Min |
| Credit Card |
Up to $25 |
| Legal processing – Garnishment / Levy |
$100 per instance |
| Minimum balance Fee - Monthly fee applies to specific accounts, refer to disclosures. |
$8 |
| Notary Public |
|
| Account-holders |
No charge |
| Non-account holders |
$5 flat fee |
NSF - Non Sufficient Funds/Return Item3&4 – Consumer accounts limited to fee occurrence of 4 per day (separate from OD fee).
|
$25 each |
| OVERDRAFT - OD/Paid Item4 – Consumer accounts limited to fee occurrence of 4 per day (separate from NSF fee). |
$25 each |
| Overdraft Interest Rate – Interest applied to negative account balances. Charged at the end of the monthly cycle when the statement prints. |
18% per annum |
| Paper Statement Fee - Big Interest Checking only. Enroll in eStatements to avoid. |
$2/month |
| Research / Reprints / Miscellaneous |
|
| Check Or Miscellaneous Copy |
$1 per page |
| Fax |
$2 per page |
| Statement Reprint |
$3 each |
| Miscellaneous Copies |
$1 per page |
| Research by bank personnel |
$30/hr. |
| Return Deposit Item Processing - OD charges may apply if return overdraws account. |
$3 |
| Return Mail / Bad Address |
$5 |
| Shipping / Mailing - Documents, card replacements, etc., including rush delivery. |
$5 - Up to Cost |
| Stop payment |
$25 |
| Transfer / Overdraft Prevention – Bank initiated to maintain a balance or prevent an overdraft, including SureCash transfers. |
$3 |
| Teller or Employee Assisted Transfers |
|
| Convenience payments by credit/debit card. |
$10 or 2% over $500 |
| ACH Transfer - Fee per entry setup, no charge for subsequent transfers. Limits apply. |
$20 per entry/setup |
| Wire Transfers |
|
| Incoming |
$0 |
| Outgoing Domestic |
$20 |
| Outgoing International |
$50 |