FDIC Insurance

State Bank of Southern Utah is a member of the FDIC, which means that your eligible deposits are insured against loss in the event of a bank failure.

The FDIC permanently increased basic deposit insurance coverage to $250K per depositor, per institution, per ownership category. You should think of this as a minimum insured amount. FDIC coverage may be multiplied well above the minimum by using ownership categories and account types to your advantage. Each category/type listed below is insured separately.

Please see a new account representative to make the most of your FDIC Insurance.

Use the Electronic Deposit Insurance Estimator at

Increase your FDIC Insurance coverage with CDARS

Increase your FDIC insurance with the CDARS program through State Bank of Southern Utah.  "CDARS" is the Certificate of Deposit Account Registry Service, and has been prominently featured in several major money magazines and newspapers. Click on the link below for a short video that explains the program (you will be redirected to a different website). Let State Bank help you insure all of your deposits exceeding the FDIC maximums stated above.

Learn more at cdars.comcontact us at (435)865-2322 for a CDARS rate quote today.