All of the terms and conditions of the original account agreement remain in affect except for the following changes:

Electronic Statement Note: Your E-Statement with check images is written to our Internet Banking System by the second banking day of each month. We will attempt to notify you by E-mail when it is ready. View it by logging into our Internet Banking System, select History and then Statements. Select the month the statement was made available (i.e. select February to view January activity).