Agriculture Loans

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Since our founding in 1957, State Bank of Southern Utah has been committed to agriculture and our local ranchers and farmers.  Whether you are looking to expand, build, purchase equipment or improve cash flow we can help.

At State Bank of Southern Utah, we understand Utah agriculture and live in the rural communities we serve. We are an independently owned community bank which means that loan decisions are made locally by people who understand agriculture and its importance in our local economy. Whatever your banking needs are, State Bank of Southern Utah provides the financing experience and options you need to be successful. Contact a Loan Officer and put our expertise to work for you.

Operating Loans

You spend money all season long preparing for the sale of your crops & livestock at the end of the season. Operating loans provide for the daily cash flow needs of crop & livestock production and are repaid from the proceeds of their sale.

Farm and Agriculture Real Estate Loans

Whether you are planning to purchase new land, refinance current property, construct a building or make other improvements an Ag Real Estate loan offers long term financing that will meet the needs of your farm or ranch.

Equipment Loans

Having dependable equipment is essential to running a successful agriculture operation.  When it's time to purchase or upgrade your equipment, we offer financing options for all of your agricultural equipment needs.

Livestock Loans

If you're planning to expand or grow your flock or herd we have financing options available for purchasing, refinancing and caring for your cattle and other livestock.

FSA Guaranteed Loans

Farm Service Agency (FSA) Guaranteed Loans help new, young and small farmers who may find it difficult to secure credit from conventional sources obtain the financing they need. These loans can be used for both farm ownership and operating expenses.  For more information regarding FSA Guaranteed Loans contact one of our Loan Officers and learn about the programs we have to offer.