State Bank's fees are among lowest in the marketplace. There won't be surprises when it's time to close. We Save you Time. We Save you Money. We Save You Aggravation. What More Could You Ask For?
State Bank of Southern Utah offers mortgage loans to meet the needs of small businesses in our service area, which includes southwestern Utah, southeastern Nevada, and northern Arizona.
Staci Nay - Construction Loan Officer
Janiece Sudweeks - Mortgage Loan Officer
Talk with our in-house experts who can help tailor a mortgage to your situation. Even today you can still talk face-to-face with a State Bank mortgage officer (what a concept)! Funding decisions are made locally, and the loan servicing remains at SBSU from purchase to payoff.
Caution about Mortgage Offers: You may receive offers in the mail about paying your mortgage sooner with more frequent payments. Companies who make such claims want to enroll you in their program for a fee.
We do not partner with these companies in any way. They get their information from public records. However, if you are interested in paying off your mortgage earlier with more frequent payments, let us show you how to accomplish the same thing without any fees.
Download Mortgage Forms
If you’re struggling to pay your mortgage, there may be programs available that we can help you with. Please contact us immediately—even if you are just beginning to have difficulties with your payments.
Contact us for mortgage loan assistance at:
Direct Line: 435-865-2381 or
Toll free: 1-800-662-1788 extension 2381
Our hours are 8:00 AM – 5:00 PM Monday – Friday.
Any other time you may leave a message and we will return your call within the next business day.
There are many options for homeowners who are struggling with their mortgage payments. Below is a list of some options that may be available to you.
An application and approval process will be required for all programs and all programs may not be available to you.
For more information, please visit KnowYourOptions.com
Borrower Response Package - English
Borrower Response Package - Spanish
If you decide to mail in the application, please address to:
State Bank of Southern Utah
c/o Kim Goodwin
397 South Main
PO Box 488
Cedar City, UT 84721-0488
If you wish to e-mail your application, please contact Kim Goodwin (firstname.lastname@example.org) and she will reply with instructions. Do not e-mail your application until you have read the instructions.
(Please note that these assistance programs are available only to primary mortgage loans serviced by State Bank of Southern Utah)