Experience the Difference in Hometown Banking
- Mortgages (Home Loans)
- Mortgage Loan Assistance
Mortgages (Home Loans)
Talk with our in-house experts who can help tailor a mortgage to your situation. Even today you can still talk face-to-face with a State Bank mortgage officer (what a concept)! Funding decisions are made locally, and the loan servicing remains at SBSU from purchase to payoff.
- Conventional or Government loans
- In-house lending options
- Reverse Mortgages, too
| Contact Information | |
| Cedar City (South Main) | 435-586-0694 |
| St. George (River Road) | 435-652-7060 |
Caution about Mortgage Offers: You may receive offers in the mail about paying your mortgage sooner with more frequent payments. Companies who make such claims want to enroll you in their program for a fee.
We do not partner with these companies in any way. They get their information from public records. However, if you are interested in paying off your mortgage earlier with more frequent payments, let us show you how to accomplish the same thing without any fees. Contact us at the numbers above for more information.
Download Mortgage Forms
- Mortgage Application.pdf Enter some data after downloading the form and save it. Re-open the form to see if your version of Acrobat remembers your input. If not, print and fill out the form by hand or update your Adobe Reader.
- Mortgage Loan Application Checklist.
State Bank of Southern Utah NMLS ID: 469373
| NAME | NMLS NUMBER | ||
|---|---|---|---|
| Trudie Terry | 478771 | ||
| Joey Garrett | 478772 | ||
| Eric Allsop | 528862 | ||
| Janiece Sudweeks | 528841 | ||
| Chad Westwood | 800351 |
Mortgage Loan Assistance
If you’re struggling to pay your mortgage, there may be programs available that we can help you with. Please contact us immediately—even if you are just beginning to have difficulties with your payments.
Contact us for mortgage loan assistance at:
Direct Line: 435-865-2381 or
Toll free: 1-800-662-1788 extension 2381
Our hours are 8:00 AM – 5:00 PM Monday – Friday.
Any other time you may leave a message and we will return your call within the next business day.
There are many options for homeowners who are struggling with their mortgage payments. Below is a list of some options that may be available to you.
- Repayment Plan
- Forbearance
- Modification
- Short Sale
- Deed-for-Lease
- Deed-in-Lieu of Foreclosure
An application and approval process will be required for all programs and all programs may not be available to you.
For more information, please visit KnowYourOptions.com
Borrower Reponse Package - English
- Borrower Response Package
- Checklist. Use this checklist to help you gather all the documents you need when applying for modification, pre-forclosure sale or Deed-in-Lieu.
Borrower Reponse Package - Spanish
If you decide to mail in the application, please address to:
State Bank of Southern Utah
c/o Kim Goodwin
397 South Main
PO Box 488
Cedar City, UT 84721-0488
If you wish to e-mail your application, please contact Kim Goodwin (kgoodwin@sbsu.com) and she will reply with instructions. Do not e-mail your application until you have read the instructions.
(Please note that these assistance programs are available only to primary mortgage loans serviced by State Bank of Southern Utah)
