Business Loans - Area of Service

State Bank's fees are the lowest in the marketplace. There won't be surprises when it's time to close. We Save you Time. We Save you Money. We Save You Aggravation. What More Could You Ask For?

State Bank of Southern Utah offers business loans to meet the needs of small businesses in our service area, which includes southwestern Utah, southeastern Nevada, and northern Arizona.

Choose Your Location

Agricultural Loans

State Bank of Southern Utah offers a wide array of agricultural financing products, as follows:

• Operating Lines of Credit
• Equipment Financing
• Livestock Loans
• Farm Ownership Loans

Loan Forms

Business Loan Application (Standard business loan application)

Business Debt Schedule

Personal/Consumer Loan Application (Standard personal loan application)

Personal Financial Statement

Contact Your Local Agriculture Loan Officer

Commercial/Business Loans

• Small Business Administration Loan Programs (SBA)

SBA loans can provide startup financing, working capital for expansion, or money for a variety of useful business purposes. SBA loans keep your monthly payments low by offering longer repayment plans and reasonable interest rates. State Bank is an SBA Certified Lender. We offer the following SBA loans:

• SBA 504 loans for fixed asset purchases at preferred interest rates.
• SBA 7A guaranteed loans for almost any purpose.
• SBA Express loans with a quick and easy application and approval process.
• Business Line of Credit

Get one today and grab short-lived opportunities. Credit lines help business owners manage cash flows, take purchase discounts, and reduce seasonal worries. Revolving and non-revolving lines are available.

• Business Term Loans

We provide term loans for working capital, equipment purchases, and expansion. Loan length and structure depends upon its purpose. The success of your business is our primary concern, of that you can be assured.

• Commercial Real Estate Loans

If you own a small business and are paying rent, you should consider building equity instead. Owning your own property may be one of the best investments for you and your business. We offer custom financing to fit your business. Contact us. We'll build a custom loan for you.

• Letters of Credit

We issue Letters of Credit to help you obtain bonding, purchase inventory, or guarantee your performance on a contract.

Loan Forms

Business Loan Application (Standard business loan application)

Business Debt Schedule

Personal/Consumer Loan Application (Standard personal loan application)

Personal Financial Statement

Contact Your Local Commercial Loan Officer

Business Line of Credit

Get one today and grab short-lived opportunities. Credit lines help business owners manage cash flows, take purchase discounts, and reduce seasonal worries. Revolving and non-revolving lines are available.

Business Term Loans

We provide term loans for working capital, equipment purchases, and expansion. Loan length and structure depends upon its purpose. The success of your business is our primary concern, of that you can be assured.

Letters of Credit

We issue Letters of Credit to help you obtain bonding, purchase inventory, or guarantee your performance on a contract.

Small Business Administration Loan Programs (SBA)

SBA loans can provide startup financing, working capital for expansion, or money for a variety of useful business purposes. SBA loans keep your monthly payments low by offering longer repayment plans and reasonable interest rates. State Bank is an SBA Certified Lender. We offer the following SBA loans:

• SBA 504 loans for fixed asset purchases at preferred interest rates.
• SBA 7A guaranteed loans for almost any purpose.
• SBA Express loans with a quick and easy application and approval process.

Loan Forms

Business Loan Application (Standard business loan application)

Business Debt Schedule

Personal/Consumer Loan Application (Standard personal loan application)

Personal Financial Statement

Contact Your Local Loan Officer