Truncated Account Number Display: One change you will immediately notice is that we have hidden all but the last four digits of your account numbers. This oft-requested change will shield your account information from shoulder-surfers or others.
Password Assistance: Reset your own password anytime, day or night. We’ll E-mail a new one to the address we have on file after you correctly answer one of your challenge questions.
Multi-Factor Authentication to keep you Safe:
SBSU partners with CheckFree for premium online bill-pay. If you're not experiencing the benefits of paying your bills online, CLICK HERE to learn how. Caution: two NSF charges may apply if CheckFree forwards money to your vendor but is unable to collect from you because of insufficient funds in your account. The first fee will be a standard NSF charge from SBSU (refer to fee schedule). The second will be a $20 fee from CheckFree at the end of the month.
You may setup alerts to notify you by E-mail whenever certain events occur, such as the following:
Moreover, if you use bill pay, an alert is sent to the E-mail address on file whenever a payee is added or changed, or if the E-mail address is changed.
Online banking is safe and secure if you follow simple precautionary measures:
|VeriSign's Digital ID certificate protects your transactions over the Online. Click logo to the left to learn more about VeriSign.|
We have upgraded our Online Banking security to one that requires more than just a user name and password to gain access, which is a one-factor system. The new system uses two factors.
The first factor is one of recognition. Have we seen your computer before? If not, the user is presented a challenge question in order to proceed. Several challenge questions are setup as part of the first-time login process.
The second factor is one of familiarity. Does the user recognize something unique about us? In order to answer that question we require the user to select a picture and type a brief phrase. Both appear each time the user logs into our Online Banking System.
Pay attention to what you see. You play the most important role in security. If you don't see the correct picture or the passphrase is wrong, chances are you are being phished and have landed at a spoofed web site.
Call us at (435)865-2394 if you think something is wrong before divulging any personal or banking information. Whatever you do, do NOT provide your Debit Card number and PIN as an attempt to "To confirm your identity" regardless of the site you are on. Bank cards are useless for proving identity, but are valuable to thieves who want to drain your account from a foreign ATM. Click on this link to learn more about phishing.
Enroll now to obtain your password. FREE features include...
Access powerful payment and collections technology with the Cash Management tools of our Online Banking System. Click Enroll Now and complete the form using your business name and EIN in place of your name and social security number. So Download to your favorite financial software such as MS Money, Quicken, or Quickbooks. We maintain about 60 days of history for download.
Quicken® or Quickbooks® Download via Webconnect: Intuit generally supports webconnect functionality according to the following guidelines:
Send a File: Use this feature to transmit your NACHA formatted ACH entries or text files to State Bank via a secure connection. Generate payroll, ACH payment, or ACH collection files with your own accounting software or favorite spreadsheet, then transmit the file to us through your web browser. It's fast, safe and secure.
Wire Transfers: Some transactions require payment by wire for guaranteed funds. Use this convenient feature to originate all of your wires. 3:00 p.m. cutoff for same business-day processing. Funds cannot be retrieved once sent.
Business/Cash Management Cost
A business typically gets all the features it needs for a low cost. For only $8.00 per user per month a business gets access to Internet Payroll, ACH credit origination (send money electronically), EFTPS (pay Federal taxes) and more. The feature to originate ACH debits is available at an additional cost and is subject to bank approval. Call us at 435-865-2394 to discuss Business/Cash Management Online Banking.
* Timely is an ACH term that refers to posting to an account (settlement) on the Effective Date
Your browser must have 128-bit encryption to connect to our interactive Online Banking System.
Microsoft Internet Explorer: We recommend version 6.0 or above with 128-bit encryption to connect to our Online Banking System. Download the latest version of Internet Explorer from Microsoft. If you have trouble connecting to our site click "Tools" and "About Internet Explorer" within your web browser to see if the version and cipher strength are up to date. The cipher strength must be 128 bit.
Other Internet Browsers: We recommend Microsoft Internet Explorer, but you may use a browser of your choice as long as it is equipped with 128-bit encryption to connect to our interactive web site.